{"id":424706,"date":"2026-08-21T00:37:52","date_gmt":"2026-08-20T16:37:52","guid":{"rendered":"https:\/\/library.usj.edu.mo\/?post_type=tnc_col_19631_item&#038;p=424706"},"modified":"2026-08-24T12:18:07","modified_gmt":"2026-08-24T04:18:07","slug":"analysis-and-model-proposition-of-user-willingness-to-adopt-mobile-banking-finance-scenario-services-under-the-background-of-digital-transformation","status":"publish","type":"tnc_col_19631_item","link":"https:\/\/library.usj.edu.mo\/zh\/student-thesis-dissertation\/analysis-and-model-proposition-of-user-willingness-to-adopt-mobile-banking-finance-scenario-services-under-the-background-of-digital-transformation\/","title":{"rendered":"ANALYSIS AND MODEL PROPOSITION OF USER WILLINGNESS TO ADOPT MOBILE BANKING FINANCE+ SCENARIO SERVICES UNDER THE BACKGROUND OF DIGITAL TRANSFORMATION"},"content":{"rendered":"<p>THIS STUDY IDENTIFIES PORTUGUESE RESIDENTS\u2019 BEHAVIOURAL INTENTION TOWARDS CHINESE\u00a0 ELECTRIC VEHICLES FROM THE PERSPECTIVE OF THE COUNTRY-OF-ORIGIN EFFECT (COE) AND USES\u00a0 THE UNIFIED THEORY OF ACCEPTANCE AND USE OF TECHNOLOGY 2 (UTAUT-2) AS A GUIDE TO\u00a0 DESIGN INTERVIEW QUESTIONS. ACCORDING TO THE EXISTING LITERATURE, UTAUT-2, A\u00a0 COMPREHENSIVE TECHNOLOGY ACCEPTANCE MODEL, HAS NOT BEEN USED TO ASSESS THE\u00a0 PORTUGUESE ELECTRIC VEHICLE MARKET, AND NO RELEVANT RESEARCH HAS BEEN FOUND TO APPLY\u00a0 THE METHOD OF COMBINING THE COE INTO THE UTAUT-2 FRAMEWORK. THE PURPOSE OF THIS\u00a0 STUDY IS EXPLORATORY IN NATURE, IT USES QUALITATIVE METHODS TO IDENTIFY THE BEHAVIOURAL INTENTION OF PORTUGUESE RESIDENTS TOWARDS THE ACCEPTANCE OF CHINESE ELECTRIC VEHICLES.\u00a0 DATA FROM 16 PORTUGUESE RESIDENTS WAS COLLECTED THROUGH SEMI-STRUCTURED INTERVIEWS\u00a0 AND ANALYZED WITH QUALITATIVE METHODOLOGY. THE STUDY FOUND THAT FACTORS SUCH AS\u00a0 PERFORMANCE EXPECTATIONS, ENVIRONMENTAL CONCERNS, EFFORT EXPECTATIONS, HEDONIC\u00a0 MOTIVATION, AND SOCIAL INFLUENCE HAVE A POSITIVE IMPACT ON PORTUGUESE RESIDENTS&#8217;\u00a0 PURCHASE OF ELECTRIC VEHICLES, WHILE PRICE VALUE, HABITS, AND CONVENIENCE CONDITIONS\u00a0 HAVE A NEUTRAL OR NEGATIVE IMPACT. REGARDING COE, APART FROM SOCIAL INFLUENCE, IT HAS\u00a0 NO IMPACT ON OTHER FACTORS. TO INCREASE THE POPULARITY AND SALES OF CHINESE ELECTRIC\u00a0 VEHICLES IN PORTUGAL, IT IS RECOMMENDED THAT ADVERTISING AND MARKETING EFFORTS FOCUS ON\u00a0 PRICE, CHARGING SERVICES, AFTER-SALES SERVICE, AND DESIGN<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","class_list":["post-424706","tnc_col_19631_item","type-tnc_col_19631_item","status-publish","format-standard","hentry","tnc_tax_19912-business-administration","tnc_tax_19818-english","tnc_tax_19716-faculty-of-business-and-law","tnc_tax_19659-master-thesis","tnc_tax_19651-master"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":[],"comment_info":0,"featured_img":false,"coauthors":[],"author_meta":{"author_link":"https:\/\/library.usj.edu.mo\/zh\/author\/emilychan\/","display_name":"emily chan"},"relative_dates":{"created":"Posted 1 \u9031 ago","modified":"Updated 6 \u5929 ago"},"absolute_dates":{"created":"Posted on 21 8 \u6708, 2026","modified":"Updated on 24 8 \u6708, 2026"},"absolute_dates_time":{"created":"Posted on 21 8 \u6708, 2026 12:37 \u4e0a\u5348","modified":"Updated on 24 8 \u6708, 2026 12:18 \u4e0b\u5348"},"featured_img_caption":"","tax_additional":{"tnc_tax_19912":{"linked":["<a href=\"https:\/\/library.usj.edu.mo\/zh\/programme\/business-administration\/\" class=\"advgb-post-tax-term\">BUSINESS ADMINISTRATION<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">BUSINESS ADMINISTRATION<\/span>"],"slug":"tnc_tax_19912","name":"PROGRAMME"},"tnc_tax_19818":{"linked":["<a href=\"https:\/\/library.usj.edu.mo\/zh\/language\/english\/\" class=\"advgb-post-tax-term\">ENGLISH<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">ENGLISH<\/span>"],"slug":"tnc_tax_19818","name":"LANGUAGE"},"tnc_tax_19765":{"linked":[],"unlinked":[],"slug":"tnc_tax_19765","name":"SUPERVISOR(S)"},"tnc_tax_19716":{"linked":["<a href=\"https:\/\/library.usj.edu.mo\/zh\/faculty-research-unit\/faculty-of-business-and-law\/\" class=\"advgb-post-tax-term\">FACULTY OF BUSINESS AND LAW<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">FACULTY OF BUSINESS AND LAW<\/span>"],"slug":"tnc_tax_19716","name":"FACULTY \/ RESEARCH UNIT"},"tnc_tax_19659":{"linked":["<a href=\"https:\/\/library.usj.edu.mo\/zh\/resource-type\/master-thesis\/\" class=\"advgb-post-tax-term\">THESIS &amp; DISSERTATION<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">THESIS &amp; DISSERTATION<\/span>"],"slug":"tnc_tax_19659","name":"Document Type"},"tnc_tax_19651":{"linked":["<a href=\"https:\/\/library.usj.edu.mo\/zh\/degree-level\/master\/\" class=\"advgb-post-tax-term\">MASTER<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">MASTER<\/span>"],"slug":"tnc_tax_19651","name":"DEGREE LEVEL"}},"series_order":"","_links":{"self":[{"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/tnc_col_19631_item\/424706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/tnc_col_19631_item"}],"about":[{"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/types\/tnc_col_19631_item"}],"replies":[{"embeddable":true,"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/comments?post=424706"}],"version-history":[{"count":1,"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/tnc_col_19631_item\/424706\/revisions"}],"predecessor-version":[{"id":432072,"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/tnc_col_19631_item\/424706\/revisions\/432072"}],"wp:attachment":[{"href":"https:\/\/library.usj.edu.mo\/zh\/wp-json\/wp\/v2\/media?parent=424706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}